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I always like to say your reward for being a good 401(k) investor is all the taxes you get to pay to the government when you retire, assuming you don’t get fleeced by Wall Street before then. I prefer 10% of gross into Bitcoin every two weeks into cold storage. I don’t worry about retirement anymore.

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Amen. I got off the 401k bus 14 years ago and haven't looked back.

All the "strings attached" rubbed me the wrong way.

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